Moorepay Payroll vs PayFit: how we compare across a pay cycle

Which payroll software is right for your business: Moorepay Payroll or PayFit?

Payroll shouldn’t feel like a second job, whether you pay ten people or a thousand. Yet it often does. Pay gets more varied, the rules keep changing, questions pile up on payday, and some software adds weight of its own.

More screens, more settings, more to configure. We think payroll should work the other way: the depth built in, and out of the way until you need it. We call it payroll that gets stronger, not heavier.

What that looks like depends on your size. For a small or micro business, it’s payroll that’s quick to run and easy to trust without being an expert, with nothing to outgrow later. For medium and large organisations, it’s control and resilience that scale with you.

That’s how we’ve built Moorepay Payroll. The UK rules are already in it, from tax and statutory pay to pensions and HMRC submissions, so the depth is there when you need it and out of the way when you don’t. It treats payroll as the foundation of your workforce operations.

Short answer: Moorepay Payroll is the stronger choice if you want payroll that stays simple to run and keeps its depth as you grow. PayFit suits very simple payrolls where a polished, guided experience matters most.

How we’ll walk through it

Let’s follow one pay cycle from start to finish: getting data in, working out the pay, signing it off, paying people, and tidying up.

Along the way, we’ll say when to choose Moorepay Payroll and when to choose PayFit. We break it down by business size, because what you need from payroll changes as you grow:

• Small (up to around 100 employees): Payroll can still be complicated, but there are fewer people and changes to manage. You want it easy to run, light on admin, and something you can trust.
• Medium (100 to 249 employees): More people means more changes, queries and exceptions. You need stronger workflows, automation and expert support, so payroll scales without losing control.
• Large (250+ employees): Payroll spans more teams, systems and structures. You need governance, resilience and specialist support, with technology that scales and connects.

Getting the data in: which software makes it easier to gather payroll changes and employee data?

Moorepay Payroll is better at pulling in payroll data from the places it really comes from. PayFit is better at stopping you running payroll until its required actions are cleared.

Payroll changes rarely arrive neatly. Timesheets, leave, one-off payments and repeat items come from different people in different formats. We take them in several ways, including CSV uploads, scanned timesheets and links to time-tracking tools, and we check them on the way in.

Choose Moorepay Payroll if…

• Small: You want changes in quickly without being a payroll specialist, with checks that catch mistakes before they matter. Upload a spreadsheet of one-off payments and we match each line to the right employee and pay code, so a wrong code is flagged before it reaches a payslip.
• Medium: Your inputs come from timesheets, leave and managers, and you want them fed straight in rather than retyped. Employees enter timesheets, managers approve them, and the approved hours flow into payroll, with bank holidays and underworked hours already handled.
• Large: Your data comes from several teams and systems, and you want it mapped once and trusted every cycle. Timesheets can come in from a file, a scan or a connected time system, while managers submit changes within clear permissions and repeat pay items carry forward without re-keying.

Choose PayFit if…

You want new starters to complete their own details, and compliance checks that block payroll until they’re cleared. It’s tidy for simple payrolls. Just check how it copes once your inputs stop being simple.

Working out the pay: which software processes UK payroll more accurately?

Moorepay Payroll handles more of the real-world pay scenarios. The alternative covers the statutory basics well.

Pay is rarely textbook. People work overtime, take unusual leave, change schedules or leave mid-month. Our calculations cover net-to-gross, construction industry scheme (CIS) payments, complex holiday pay, multiple pay schedules and configurable rounding. Hours from timesheets turn into pay without workarounds.

Choose Moorepay Payroll if…

• Small: You want the right pay without fiddly setup, even when things aren’t straightforward. Take someone who works overtime in a month with a bank holiday: the hours turn into pay at the right rates and holiday pay follows your rules, with no spreadsheet on the side.
• Medium: You run more than one pay schedule, or pay overtime and allowances from hours worked, and you want the rules built in. Different pay schedules can run side by side, with custom hourly allowances and overtime rates applied from the timesheet, and holiday pay worked out on exact or average hours.
• Large: Your payroll includes the awkward cases and you want them handled inside the calculation. Net-to-gross for a contractor under the construction industry scheme (CIS), a reducing loan recovered from final pay when someone leaves, or foreign tax relief are all calculated in payroll, not in a spreadsheet beside it.

Choose PayFit if…

You want HMRC tax code changes applied for you, and guidance as you go. It helps when payroll is a sideline. Just check how it handles your trickier pay cases.

Signing it off: which software makes it easier to review, resolve exceptions and approve payroll?

Moorepay Payroll gives you more to check before you sign off. The alternative gives you more to follow.

Before approving, you want to know what changed and why. We show month-on-month movements, the biggest changes, missing pay items and missing payslips. Exceptions are flagged for you, so you can investigate them before payday rather than after.

Choose Moorepay Payroll if…

• Small: You want a clear view of what’s different since last month, so a slip stands out in minutes. Our month-on-month comparison lists the biggest movers and any missing pay items or payslips, so you check a handful of lines before approving, not every payslip.
• Medium: You want exceptions flagged automatically, and reviewers who can see what moved without digging. Underworked hours and other time anomalies surface in the payroll summary before anything is submitted, so whoever signs off knows exactly what they’re approving.
• Large: You need a full audit trail and control over who can do what. You set detailed permissions and enforce multi-factor sign-in, and if a pension reassessment has expired without a qualifying scheme in place, payroll is blocked until it’s fixed, so a compliance gap can’t slip through.

Choose PayFit if…

You like a guided flow with tasks to clear, and the option to undo payroll and correct it up to the day before payday. It keeps things moving. It’s worth checking which plan includes that, and how much it flags before you approve.

Paying people: which software is better at HMRC submissions, payments and payslips?

Moorepay Payroll gives you more control over what leaves your hands: HMRC submissions, bank files and payslips.

You can preview each HMRC submission, see the response, and fix and resend if something’s rejected. You choose when payslips go out and who gets them. Bank files, pension provider files and accounting journals follow your rules.

Choose Moorepay Payroll if…

• Small: You want to submit, pay and send payslips in a few clicks, with clear status at every step. Once you conclude payroll, you can send the HMRC submission, see HMRC’s response, and email payslips to employees, all from the same place.
• Medium: You want to send payslips when you choose, control who sees what, and have journals map neatly to your accounts. Need to resend a payslip later? It’s in Payroll History. You can also switch portal visibility on or off for payslips and tax forms, and post journals using debit and credit mapping.
• Large: You need full visibility of every submission, custom outputs and several pension providers. You can view the raw HMRC submission and its response, leave individual employees out of a bank file, send contributions to Nest or Smart Pension, and split journals by cost centre.

Choose PayFit if…

You want payslips that explain themselves, with clickable lines and an assistant for employee questions. Employees like that. It also handles HMRC submissions for you, so check what you can see before and after they go.

Tidying up: which software handles compliance, corrections and reporting better?

Moorepay Payroll is built for the work that comes after payday: reporting, year-end and keeping the evidence.

Payroll history sits in one place, alongside payroll summaries, bank and department reports and comparisons. P30, P32, P45 and P60 outputs, year-end, Employment Allowance claims and closing a PAYE scheme are all covered. So are CIS returns and detailed auto-enrolment controls.

Choose Moorepay Payroll if…

• Small: You want P45s, P60s and year-end done without hunting for guidance, with auto-enrolment taken care of. When someone leaves, their P45 is generated automatically and can go out with their final payslip.
• Medium: You want reports and history in one place, plus control over pension postponement. Set company-wide assessment periods and default pension groups, postpone an individual employee for up to three months, and pull any finished payroll back up from Payroll History.
• Large: You need audit-ready evidence and proper closure. We let you verify CIS contractors with HMRC and submit the CIS300, bring previous earnings and totals to date across for mid-year switchers, and close a PAYE scheme with the final pension contributions and final HMRC submission.

Choose PayFit if…

You want plain-English guidance on topics like P11D and benefits in kind. That’s handy if you’re learning as you go. It’s less handy when you need the report or the evidence itself.

By now, you might be asking yourself…

Is Moorepay Payroll better than PayFit?

For payroll itself, yes. We go deeper on calculations, HMRC submissions, reporting and control. It is easier for very simple payrolls and has a friendlier employee experience. Which matters more depends on how simple your payroll will stay.

Is Moorepay Payroll a good choice for a small business?

Yes. We built it so simple stays simple, without a ceiling above it. If you pay a handful of people on standard terms, PayFit is easy too. The question is what happens when you hire, add a pay schedule or take on CIS.

Is Moorepay Payroll a good choice for a mid-sized business?

Yes. At this size, you want payroll that scales without losing control. Moorepay Payroll handles several pay schedules, brings in approved timesheets and overtime, and shows you time anomalies and month-on-month movements before anything is submitted. PayFit’s guided checklist keeps simple payrolls moving, and employees like its payslips. But as your inputs get more varied, you’ll want more than a checklist. Reporting, exception checks and room for edge cases matter more.

Is Moorepay Payroll a good choice for a large business?

Yes. Larger payrolls need control, audit trails, several companies and pay groups, and links to other systems. Those are strengths of ours. The alternative is built for simpler set-ups, so check how far its roles and settings go

So which should you choose?

Choose Moorepay Payroll if you want payroll that’s simple today and deep enough for tomorrow. Choose PayFit if your payroll is simple, likely to stay that way, and a guided employee experience matters most.

Part of the pay cycle	Choose Moorepay Payroll if you want…	Choose PayFit if you want…
Getting the data in	Flexible ways to bring in timesheets, leave and pay changes	Compliance checks that block payroll until cleared
Working out the pay	Complex pay scenarios handled in the calculation	Guidance on the statutory basics
Signing it off	Variance checks and exceptions flagged for you	A guided flow with easy reopening
Paying people	Control over HMRC submissions, bank files and payslips	Interactive payslips and employee help
Tidying up	Reports, year-end and audit-ready evidence	Plain-English compliance guidance

As you grow, payroll gets more varied, not less. We’ve built Moorepay Payroll so that’s easy to live with: the depth is already there, and it stays out of the way until you need it.

Want to see how it works for your size of business? Talk to us about a demo.

This comparison is based on information available to us as of October 2026 and may not reflect later changes. PayFit is a trademark of its owner and is used here for identification only. We’d welcome corrections to moorepaymarketing@zellis.onmicrosoft.com.