Auto enrolment rates 2025-26

Automatic enrolment ensures that eligible employees are enrolled into a workplace pension scheme, with the contributions from both the employer and the employee. The initiative aims to encourage long-term retirement savings.

Employees aged between 22 and the State Pension age, earning above £10,000 threshold, are automatically enrolled. Those earning between £6,240 and £10,000 can opt in and receive employer contributions.

For the current tax year, the minimum total contribution remains at 8% of qualifying earnings, with at least 3% contributed by the employer and the remaining 5% by the employee. These contributions apply to earnings between the lower and upper thresholds.